I should really put my insurance on speed dial. Not a day goes by, it seems, that I’m not talking to them.
This morning, I finally got resolution on the “will you pay for this genetic test” question I put to them in…June. That’s 2 months of their losing letters, requiring codes they hadn’t asked for in the first place, requiring still more codes, and so on. Every fax takes two days to process because they convert them to microfilm before reading them. This makes the bureaucratic aspects of my health care sound more like a James Bond movie, but also seems to negate the speediness of faxing.
Now I’m on hold to find with a different branch of the company. Rather than the Mozart the main line uses, the mental health section favors silence punctuated by a firm voice saying, “Please wait.” Repeatedly. I’m calling the mental health division because apparently, I’m cruising for a nervous breakdown by being gay. News to me, but hey, I’m no doctor.
The above is an oversimplification, but near enough to the truth. Sugar and I had been thinking we’d skip the Barry White and vanilla-scented candles portion of the TTC journey in favor of the favorable if florescent-lit odds of IUIs at the Kips Bay Baby Factory. Mr. NMEBSI* has more IUI than ICI vials available, and we have been starting to think that we should face the fact that we don’t have baby-making equipment in the house, rather than let sentiment stand in the way of a better chance of conception. In the aftermath of my HSG, I had been feeling reluctant to encourage any more catheter-on-cervix action, but now I’ve had two months of the least painful periods since high school. Some private investigation indicates that I’m bleeding almost exclusively out of the side that was — to quote my chart — “perforated” at the HSG, which makes me think that totally tubular experience left my cervix more open and that an IUI was therefore less likely to require overwhelming force. So today I called the clinic IUI nurse to find out the procedures. All fairly straight-forward, except, oh, had no one told me I’d have to meet with their psychologist first? Everyone using donor sperm does.
Let me be frank: I’d rather we didn’t have to use donor sperm. I’d rather bring home a bottle of cheap champagne, line a roasting pan for Ray’s lucky Beer Can Chicken, and end up with a kidlet who looks half like me and half like Sugar. I’d also like a magical flying pony who lives in the apartment and doesn’t poop. I suppose I can see recommending a sit-down with the counselor for het couples using donor sperm, who perhaps haven’t spent more than a decade considering the ramifications of having a child who isn’t genetically related to both of them, but come on. We’ve been over this, trust me.
I find this requirement annoying if not discriminatory, but I also remember my grandmother telling me not to cut off my nose to spite my face, so I called the office psychologist and made an appointment for next week. Sugar must have been able to tell over gChat how pissed I was, because she didn’t say boo about having to miss more work. At the end of the conversation, the receptionist says, “By the way, the fee for the consultation is $450 and we don’t work with any insurance companies.”
EXCUSE ME? $450 because you’re worried that I might not have thought about being gay? $450 so Sugar and I can put on our Happy, Well-Adjusted Couple Show for you? No matter what anyone who’s known us for more than an hour might think of our parenting ambitions; clearly what you think matters most.
Since I started writing this post, I talked to a very nice woman at my insurance company, who tells me that they’ll reimburse for 80% of the fee, less my deductible, which is $363. So it would only cost me $380.40 to be gay. Bargain prices! Everyone will want to be gay now!
I say “would” because this pisses me off way too much, even if we had $380.40 we couldn’t figure out how to use (answer: sperm). I have a call in to the doctor. If he won’t waive this, we’ll go elsewhere or just crank up the Barry White after all.
*I love this name, by the way. Mr. Nmebsi sounds like he would get his oil changed by Mr. J.L.B. Matekoni and perhaps respectfully consult Mma Ramotswe about his suspicion that his neighbor was pilfering from his garden.